All of us look at ways to save money around the home, right? Every penny counts these days, and as the price of living rises most people will be looking for clever things to do around the home that will cost us less. So, I thought I would offer you some tips on some small changes that you can make that can have a significant impact. Here are five of the best money-saving tips I have picked up over the years.
Switch more often
If you have been using the same energy company for the last few years, then there’s a good chance you are paying more on your bills than you should. In fact, don’t switch your heating and electric suppliers – look at your TV, phone, the internet, and even your mortgage. All these companies try and tempt us to them with nice promotional offers, but after a while you lose your discount. And, in general, you end up paying a lot more than a new customer. As soon as your discount period ends, make a switch – it could save you thousands every year if you do it for every service you use in your home.
Change your light bulbs
Try cutting the amount of energy you are using, too. There are plenty of things you can do that can make small differences, but add them all together and you can save hundreds. Why not change your light bulbs to LED bulbs, for a start? They are more expensive to buy at first – head over to Any Lamp – LED Lights for some examples of the price. But, they will last you for a lot longer and are a more cost-effective long term. Don’t forget to switch off your lights when you leave a room, either. You can save a significant amount of money by making sure all your gadgets and electronics are off, rather than in sleep mode, too.
Make a meal plan
Food prices are through the roof at the moment, but so is food waste. It’s a weird situation, to be honest, and it makes me sad that so many of us pay so much for food and end up throwing it away. Especially when there are so many people in the world that can barely afford a bowl of rice a day. So, making a meal plan can help you cut your shopping bill in half. And, you can also remove yourself from the scandalous food waste problem that occurs in the western world.
I know how tempting it is to get a takeaway meal, or buy a ready meal to eat in the evening when you are a parent with young kids. It’s so exhausting that cooking for yourself is too much to deal with – and that’s even if you remember that you are hungry! However, with a little planning you can have a home-cooked meal every night of the week. I tend to make huge meals these days, and just save half of it – or more – and put it in the freezer in little meal bags. All you need to do is remember to defrost it at the start of the day, and then heat it up when the kids are in bed. Simple – and cost-effective!
saving and financial plann
Any more tips to add? Why not let everyone know about them?
While savings and financial planning is something we should all be doing, we will all at some point not have the funds for the unexpected and a short Payday Loan might be the solution, to cover those unexpected moments when the purse strings just won't stretch far enough!
T, A & H xxxxxx
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